-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, N2Lbv7jtY82ko7bHRPvstj6pYCNENBM/1Xr/2ePVNp20Awc3jCHPeeThKcGMy13H 4yOebJSX4UKPol/0MouGjw== 0001214659-04-000157.txt : 20040226 0001214659-04-000157.hdr.sgml : 20040226 20040226152353 ACCESSION NUMBER: 0001214659-04-000157 CONFORMED SUBMISSION TYPE: SC 13G/A PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20040226 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: NICHOLAS FINANCIAL INC CENTRAL INDEX KEY: 0001000045 STANDARD INDUSTRIAL CLASSIFICATION: SHORT-TERM BUSINESS CREDIT INSTITUTIONS [6153] IRS NUMBER: 593019317 STATE OF INCORPORATION: FL FISCAL YEAR END: 0331 FILING VALUES: FORM TYPE: SC 13G/A SEC ACT: 1934 Act SEC FILE NUMBER: 005-59007 FILM NUMBER: 04630550 BUSINESS ADDRESS: STREET 1: 2454 MCMILLEN BOOTH RD STREET 2: BLDG C 501 B CITY: CLEARWATER STATE: FL ZIP: 33759 BUSINESS PHONE: 8137260763 MAIL ADDRESS: STREET 1: 2454 MCMULLEN BOOTH RD STREET 2: BLDG C SUITE 501B CITY: CLEARWATER STATE: FL ZIP: 33759 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: CUTLER MELVIN S CENTRAL INDEX KEY: 0000938224 IRS NUMBER: 593720289 STATE OF INCORPORATION: FL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G/A BUSINESS ADDRESS: STREET 1: 35388 US 19 NORTH CITY: PALM HARBOR STATE: FL ZIP: 34684 BUSINESS PHONE: 8137863888 MAIL ADDRESS: STREET 1: 35388 US 19 NORTH CITY: PALM HARBOR STATE: FL ZIP: 34684 SC 13G/A 1 r2264413ga.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* NICHOLAS FINANCIAL, INC. - -------------------------------------------------------------------------------- (Name of Issuer) Common Stock - -------------------------------------------------------------------------------- (Title of Class of Securities) 65373J209 - -------------------------------------------------------------------------------- (CUSIP Number) 12/1/03 - -------------------------------------------------------------------------------- (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: [ ] Rule 13d-1(b) |X| Rule 13d-1(c) [ ] Rule 13d-1(d) * The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page. The information required on the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). (Continued on following page(s)) Page 1 of 5 Pages - --------------------------------- CUSIP No. 65373J209 - --------------------------------- ================================================================================ 1 NAME OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) Melvin S. Cutler, Individual Melvin S. Cutler, for each entity in Item 9 ================================================================================ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) [ ] (b) [ ] ================================================================================ 3 SEC USE ONLY ================================================================================ 4 CITIZENSHIP OR PLACE OF ORGANIZATION United States ================================================================================ NUMBER OF 5 SOLE VOTING POWER SHARES 271,333 ================================================= BENEFICIALLY 6 SHARED VOTING POWER OWNED BY 0 ================================================= EACH 7 SOLE DISPOSITIVE POWER REPORTING 271,333 ================================================= PERSON 8 SHARED DISPOSITIVE POWER WITH 0 ================================================================================ 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON Melvin S. Cutler=121,333 Cutler Associates Investments, Inc.=50,000 Cutler Investment Fund, LLC=60,000 Melvin S. Cutler Charitable=40,000 ================================================================================ 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) [ ] EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) ================================================================================ 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 5.3% ================================================================================ 12 TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) IN ================================================================================ Page 2 of 5 Pages - --------------------------------- CUSIP No. 65373J209 - --------------------------------- Item 1(a). Name of Issuer: Nicholas Financial, Inc. Item 1(b). Address of Issuer's Principal Executive Offices: 2454 McMullen Booth Road Building C Clearwater, Florida 33759 Item 2(a). Name of Person Filing: Melvin S. Cutler Item 2(b). Address of Principal Business Office or, if none, Residence: 35388 U.S. 19 North Palm Harbor, Florida 34684 Item 2(c). Citizenship: United States Item 2(d). Title of Class of Securities: Common Stock Item 2(e). CUSIP Number: 65373J209 Item 3. If this statement is filed pursuant to Rules 13d-1(b), or 13d-2(b) or (c), check whether the person filing is a: Not applicable Item 4. Ownership (as of February 26, 2004) (a) Amount Beneficially Owned: 271,333 (b) Percent of Class: 5.3% Page 3 of 5 Pages - --------------------------------- CUSIP No. 65373J209 - --------------------------------- (c) Number of shares as to which such person has: (i) sole power to vote or to direct the vote: 271,333 (ii) shared power to vote or to direct the vote: 0 (iii) sole power to dispose or to direct the disposition of: 271,333 (iv) shared power to dispose or to direct the disposition of: 0 Item 5. Ownership of Five Percent or Less of a Class. Not applicable Item 6. Ownership of More than Five Percent on Behalf of Another Person. Not applicable Item 7. Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on By the Parent Holding Company. Not applicable Item 8. Identification and Classification of Members of the Group. Not applicable Item 9. Notice of Dissolution of Group. Not applicable Item 10. Certification. By signing below, I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect. Page 4 of 5 Pages - --------------------------------- CUSIP No. 65373J209 - --------------------------------- SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. February 26, 2004 - ---------------------- Date /s/ Melvin S. Cutler ------------------------ (Signature) Melvin S. Cutler ------------------------ (Name and Title) Page 5 of 5 Pages -----END PRIVACY-ENHANCED MESSAGE-----